Ebury is a hyper-growth FinTech firm, named in 2021 as one of the top 15 European Fintechs to work for by AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration.
Senior Data Scientist - Risk & Lending - Fintech
Madrid Office - Hybrid: 4 days in the office, 1 day working from home
Join Our Data Team at Ebury Madrid Office.
Ebury is seeking a Data Scientist to join our Analytics team. You will collaborate with business stakeholders to gather requirements and deliver data-driven insights that drive growth across multiple verticals. Ebury’s strategic growth plan relies heavily on the contributions of our Data Science team, and we are looking for enthusiastic, proactive, and curious Data Scientists who are eager to thrive in a dynamic and challenging environment
Why should you join Ebury?
Want to work in a high-growth environment? We are always growing. Want to build a better world? We believe in inclusion. We stand against discrimination in all forms and have no tolerance for the intolerance of differences that makes us a modern and successful organisation.
At Ebury you will find an internal group dedicated to discussing how we can build a more diverse and inclusive workplace for all people in the Technology Team, so if you’re excited about this job opportunity but your background doesn’t match exactly the requirements in the job description, we strongly encourage you to apply anyways. You may be just the right candidate for this or other positions we have.
Get ready to take your career to the next level:
If there’s something that you can do in our Tech team, it is growing professionally: thanks to our career path and our collaborative and cross-working teams, every day is a new adventure.
What we offer:
- Variety of meaningful and competitive benefits to meet your needs
- Competitive salary
- You’ll have continuous professional growth thanks to our career progression framework with regular reviews
- An equitable process implemented through a performance-based bonus
- Allowance to take annually paid time off as well as during local public holidays
- Continued personal development through training and certification
- Being part of a diverse technology team that cares deeply about culture and best practices, and believes in agile principles
- We are Open Source friendly, following Open Source principles in our internal projects and encouraging contributions to external projects
Responsibilities:
- Drive innovation in credit risk modelling by identifying opportunities for improvement, experimenting with new methodologies, and continuously refining models to enhance accuracy and performance.
- Lead the development of predictive models for Credit Risk and Lending, using advanced machine learning techniques and Python in a GCP environment to optimise decision-making and risk assessment.
- Leverage Large Language Models (LLMs) to process and analyse unstructured data, enhancing insights and improving credit risk modelling processes.
- Collaborate with Data Engineers and Data Analysts to design, build, and deploy scalable data solutions, ensuring seamless integration of models into production and effective delivery to business stakeholders.
- Mentor and guide junior Data Scientists, providing technical leadership, reviewing code and models, and fostering their growth and development within the team.
Experience and qualifications
- Advanced proficiency in Python and experience with machine learning libraries, specifically for building predictive models in Credit Risk and Lending.
- Solid understanding of statistical methods and econometric models, with the ability to interpret model results and assess their performance.
- Excellent communication and collaboration skills, with the ability to work closely with data engineers, analysts, and business stakeholders to translate complex data insights into actionable business strategies.
- Problem-solving and critical-thinking mindset, with the ability to innovate and drive improvements in the credit risk modelling domain.
- Leadership and mentoring abilities, demonstrated through experience guiding junior data scientists, providing feedback on models and code, and leading data-driven projects.
Would be nice to have
- Experience with GCP (Google Cloud Platform) tools and services, such as BigQuery, AI Platform, and Cloud Functions, for deploying scalable data solutions.
- Strong knowledge of Credit Risk modelling techniques, including probability of default (PD), loss given default (LGD), and exposure at default (EAD), and other risk-related methodologies.
- Expertise in leveraging Large Language Models (LLMs) for processing unstructured data, such as text analysis and sentiment analysis, to enhance risk assessment and decision-making.
- Proficiency in SQL for querying and managing large datasets, as well as experience working with structured and unstructured data sources.
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About Us
Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector.
Founded in 2009, we are headquartered in London and have more than 1700 staff with a presence in more than 25 countries worldwide. Cultural diversity is part of what makes Ebury a special place to be. From Sao Paulo to Dubai, Bucharest to Toronto, we enjoy sharing team experiences and celebrating success across the Ebury family.
Hard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe's Fastest-Growing Companies.
None of this would have been possible without our proudest achievement: our great people. Enthusiastic, innovative and collaborative teams, always ready to disrupt and revolutionise the fast-paced FinTech sector.
We believe in inclusion. We stand against discrimination in all forms and have no tolerance for the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story because we want you and your uniqueness to help write our future.
Please submit your application on the careers website directly, uploading your CV / resume in English.
